Are You Currently Renting and Thinking About Buying Your First Home?
Let’s face it—saving for a deposit while renting can feel like an uphill battle. With the right planning and advice, stepping into the property market is absolutely achievable. Here are a few practical tips to help guide you on your journey to home ownership:
Set a Realistic Budget
Start by determining how much you can afford to spend on a property and understand your borrowing capacity. Don’t forget to factor in all the associated costs of buying a home, such as stamp duty, legal fees, and building inspections.
Explore Government Grants and First Home Buyer Schemes
There are several government incentives available to first home buyers. Do your research to find out what’s on offer and whether you are eligible—these could significantly reduce your upfront costs.
Speak to a Bank or Mortgage Broker
A qualified lender or broker can give you a clearer picture of your borrowing power, explain the different types of loans available, and help you choose the right one for your situation.
Whether you are just starting to explore your options or already have a savings plan in place, we are here to help. Reach out to our team today for friendly, advice on buying your first home—we’ll guide you every step of the way.
Ashley Williams – 0450 327 772 – ashley@sellingsahomes.com.au
Henry Vong – 0423 245 373 – henry@sellingsahomes.com.au
